Financing and Insurance Options
Getting pre-qualified for your mortgage can be an important first step in the home buying process. As an affiliated business of your Virginia Credit Union, members who use Virginia Select Realty have access to other recommended services when buying your home.
||Getting a good deal on a new home can take some negotiating. But getting a good deal on a mortgage rate? That’s easy. We can provide helpful information, fewer fees and some of the best rates around. Check out our online tools and resources or explore our mortgage programs and get started with a no-cost mortgage pre-qualification.
*Virginia Credit Union is a legal entity separate and distinct from Virginia Select Realty.
||Virginia Statewide Title Services offers title insurance that protects you against financial loss if someone challenges your home ownership – even if the claim occurs years after you purchase your home.
Title insurance will pay for defending against any lawsuit attacking your title as insured and will either clear up title problems or pay your losses. For a one-time premium, an owner's title insurance policy remains in effect as long as you or your heirs retain an interest in the property.
Your home is possibly the most important investment you'll ever make. For assurance and security for both you and your family, rely on Virginia Statewide Title Services.
*Virginia Statewide Title Services is a legal entity separate and distinct from Virginia Select Realty.
||Now it's easier than ever to buy auto, home, renters and life insurance. Virginia CU Insurance Services offers a complete line of insurance solutions from top-rated carriers to help you protect your assets, so you get the best coverage at the best price.
As an independent agency representing multiple companies, Virginia CU Insurance Services can shop for you to find the right program for your needs.
Experienced agents work hard to provide you the coverage you need at prices you can afford. See how much some members have saved on their insurance premiums.
*Virginia CU Insurance Services is a legal entity separate and distinct from Virginia Select Realty
Virginia Credit Union, Virginia Statewide Title Services, and Virginia CU Insurance services are legal entities separate and distinct from Virginia Select Realty.
Virginia Credit Union Welcome Home Discount*
When you work with us to buy your home, use Virginia Statewide Title Services for your title insurance, and close your mortgage with Virginia Credit Union Home Loans you may be eligible for the Welcome Home Discount.* Ask your Virginia Select Realty REALTOR® or Virginia Credit Union representative for details.
The Welcome Home Discount is 0.60% of your loan amount—up to a maximum of $12,000.
|Mortgage Loan Example
*While you are free to select your own real estate brokerage and title insurance company in connection with your mortgage transaction, we offer our members a voluntary program that includes listing discounts for sellers and rebates at settlement. Specifically to qualify for the rebate, you must be a Virginia Credit Union member and close your mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance, and use an agent from Virginia Select Realty as your buyer’s agent. Rebate void where prohibited. Certain restrictions apply. Not available in all areas.
*While Virginia Credit Union members are free to select their own real estate brokerage and title insurance company in connection with their mortgage transaction, we offer our members a voluntary program that includes a discount at settlement equal to 0.60% of the loan amount up to a maximum of $12,000, not to exceed the lender closing costs. Specifically to qualify for the discount, they must be a Virginia Credit Union member and close their mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance, and use an agent from Virginia CU Realty LLC, Virginia Select Realty or Joyner Fine Properties LLC as their buyer’s agent. Discount void where prohibited. Certain restrictions apply. Not available in all areas.